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Insurance Blog
Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
GoFundMe vs. Life Insurance: What You Should Know
Posted: March 22, 2023
GoFundMe vs. Life Insurance: What You Should KnowYou have likely seen a GoFundMe page for someone who suddenly passed away. GoFundMe pages allow others to donate to pay for final expenses or to help the family. These crowdfunding activities may be successful but come with some serious drawbacks. The family left behind is asking others for funds, adding stress to one of life’s most challenging times. Life insurance is a far more...
5 Types of Car Insurance Explained
Posted: March 16, 2023
5 Types of Car Insurance ExplainedCar insurance policies vary in what they cover. The state mandates certain types of coverage that you must have to legally get behind the wheel. However, the mandated minimum coverage may be far too low in some situations, such as being in a hit-and-run, in an accident with an uninsured driver, or if your car is damaged by a falling tree or fire. As a...
Helping Your Home Recover from Winter
Posted: March 15, 2023
Helping Your Home Recover from WinterThere’s a sense of deep pride that comes with being a homeowner. But with that satisfaction comes its share of weekend home improvement projects and upkeep, too.Winter is usually rough on your home. Once snow, ice, wind and freezing temperatures calm down, spring is a good time to check how your home withstood the season. When spring arrives, here’s a list of projects to help...
What to Know About ERIE's Extended Water Coverage
Posted: March 14, 2023
What to Know About ERIE's Extended Water CoverageWhat is Extended Water Coverage?ERIE’s Extended Water coverage1 provides protection for your home in the event of a sewer or drain backup, or from flooding such as inland flooding, tidal water, storm surge or mudflow and mudslide. This endorsement can be added to your ErieSecure Home® policy (or bundle) and offers protection for your home, garage or other structures and personal property2— including that stuff you’ve...
What is Term Life Insurance, and How Does it Work?
Posted: March 7, 2023
What is Term Life Insurance, and How Does it Work?Term life insurance is the most affordable form of life insurance. It provides coverage for a specific period, typically 10 to 30 years. A contract between you and an insurance company is established which, as long as you pay your monthly premiums, should you die unexpectedly, a death benefit will be paid to your beneficiaries – generally the spouse or children, but any individual, organization,...